Storm-damaged gutters in Kansas City? We're the contractor.
Premier Gutters KC is a gutter installation contractor — not a public adjuster. If a KC hail or wind storm damaged your gutters and you have a homeowner's policy, here's how we fit into your repair process.
You file your claim. We do the install. Free written, line-itemed estimate you submit to your carrier. Full seamless aluminum gutter replacement after your claim is approved. 10-year workmanship warranty. We do not handle, file, or negotiate insurance claims for any homeowner.
What Premier Gutters KC actually does for storm-damaged gutters
We're a Kansas City gutter installation contractor. We're not affiliated with any insurance carrier and we are not a licensed public adjuster. Here's exactly what we do and don't do when storms hit a KC home:
- Free on-site inspection of storm damage — usually within 24–72 hours of a KC storm
- Photo documentation of every dented, bent, or pulled-loose gutter run
- Free written, line-itemed estimate — yours to submit to your carrier with your claim
- Available as your contractor of record if you invite us to your adjuster's inspection (your call, not required)
- Full gutter replacement once your carrier approves the claim — usually completed in 1–2 days
- 10-year written workmanship warranty registered to your address
- File your insurance claim for you
- Negotiate with insurance adjusters on your behalf
- Submit communications to your carrier on your behalf
- Accept assignment of insurance proceeds or bill your carrier directly
- Make promises about whether a specific claim will be paid or what amount will be covered
- Operate as a licensed public adjuster (we are not one)
In both Missouri and Kansas, only licensed public adjusters can negotiate or settle insurance claims on behalf of a homeowner. We respect that line.
Carrier-specific pages for KC homeowners
Same approach for every Kansas City homeowner carrier. Pick yours for plain-language answers about coverage, deductibles, and how our gutter installation process fits into your claim:
Don't see your carrier? Call (816) 469-9563. We work with all KC-area homeowner carriers the same way: you file, we inspect, you submit, we install.
The basic process for any carrier
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1
You file your claim with your carrier.Only the policyholder can file. Use your carrier's app, website, or claims phone line.
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2
We inspect & provide a free written estimate.Usually within 24–72 hours of a storm. Photo documentation of every point of damage. Written, line-itemed estimate is yours to keep.
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3
You submit the estimate to your carrier.If you want us present at your adjuster's inspection as your contractor of record, you can invite us. That's your choice.
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4
Your carrier approves the claim.Settlement funds go directly to you, not us.
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5
We schedule and install your new gutters.Most KC residential gutter installs complete in a single day. Premium .032 seamless aluminum, your color of choice, 10-year workmanship warranty.
KC storm just hit? Get a free written estimate.
We'll come out within 24–72 hours, photograph the damage, and give you a free, written, line-itemed estimate. Yours to submit with your insurance claim.