Storm Damage Claim Help · Kansas City Metro

AIG Private Client Group gutter damage claim help in Kansas City

If hail, wind, or storm damage hit your gutters in the KC metro and your home is insured by AIG, here's exactly what to expect from the claim process — plus how Premier Gutters KC documents the damage and provides written estimates to your adjuster at no cost.

Get Free Damage Documentation (816) 469-9563

Note: Premier Gutters KC is not affiliated with AIG Private Client Group.

5-Step Process

How to file a AIG gutter damage claim in KC

High-end carrier covering Mission Hills, Leawood, Country Club Plaza premium properties.

Document the damage. Photograph every dent, separation, hole. Premier does this free.
File the claim. Call (888) 760-9195 or use the AIG mobile app/website. Have your policy number ready.
Adjuster review. Concierge claim service; dedicated adjuster assigned. In-person inspections standard..
Receive settlement. 7-10 business days for typical claims — among the fastest in the industry for high-end policies. If low, request a supplement.
Schedule the repair. Premier Gutters KC schedules the work and handles invoicing.

AIG Pro Tip

AIG Private Client adjusters generally side with the policyholder on borderline claims because retention is critical at this premium tier. Document thoroughly and don't undersell damage.

Coverage Reality

What's typically covered under AIG policies

AIG Private Client is white-glove service for high-value homes — claim process is much higher-touch than mass-market carriers.

Usually covered:

Sudden hail damage to gutters and downspouts
Wind damage from straight-line wind events
Fallen tree or large limb damage
Ice storm structural damage
Tornado / EF-rated wind damage

Usually NOT covered:

Gradual sagging from age
Sealant failure from age
Rotted fascia from chronic overflow
Clogged gutters from missed cleaning
Damage from improper installation

FAQ

Common AIG claim questions

Will AIG cover hail damage to my gutters?

Yes — sudden hail and wind damage to gutters is typically covered under most AIG homeowners policies in Kansas City. You'll be responsible for your deductible (commonly $2,500-$10,000+ (high-end policies often have larger deductibles) in the KC area). Gradual wear, age-related sagging, and maintenance neglect are NOT covered.

How long does a AIG gutter claim take in Kansas City?

7-10 business days for typical claims — among the fastest in the industry for high-end policies. Larger claims or disputed estimates take longer. Major KC storm events can stretch timelines to 30-45 days.

What documentation do I need for AIG?

Photographs of every damaged section with date stamps, your policy number, the date of the damaging event, and a contractor's written estimate. Premier provides photos and written estimate at no cost.

What's the most important AIG tip?

AIG Private Client adjusters generally side with the policyholder on borderline claims because retention is critical at this premium tier. Document thoroughly and don't undersell damage.

What if my AIG settlement is too low?

Request a supplement. Provide your contractor's detailed line-item estimate and request the adjuster increase the settlement. Premier provides the detailed estimate that justifies the supplement at no charge.

Can Premier Gutters KC bill AIG directly?

Usually no — settlement check is paid to you (and your mortgage lender if applicable). You then pay Premier when work completes.

Free damage documentation for your AIG claim.

No pressure to hire us — we provide photo evidence and written estimate at no cost.

Schedule Free Inspection (816) 469-9563