Glossary

What is a Xactimate?

Xactimate: The industry-standard estimating software used by insurance adjusters to scope storm-damage claims.

Full definition

Xactimate is the dominant software used by insurance adjusters to write claim scopes and estimate repair costs in the US. It uses regional pricing databases and standardized line items for materials and labor. Reputable contractors also use Xactimate to write their own scopes and to negotiate supplements with carriers.

Getting an independent contractor's Xactimate scope BEFORE the adjuster visit is the single most important step in maximizing your claim payout.

Related terms

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