---
title: Storm-Damaged Gutters in Kansas City | Premier Gutters KC
description: Storm-damaged gutters and a homeowner's policy in Kansas City? Premier Gutters KC is your contractor — we provide free written estimates that you submit to your carrier, full installation once your claim is approved, and a 10-year workmanship warranty. Free quote, no obligation.
source_url: https://premiergutterskc.com/insurance/
site: Premier Gutters KC
phone: (816) 469-9563
---

[Home](/) / Storm-Damaged Gutters KC's storm-damage gutter contractor

# Storm-damaged gutters in Kansas City? We're the contractor.

**Premier Gutters KC is a gutter installation contractor — not a public adjuster.** If a KC hail or wind storm damaged your gutters and you have a homeowner's policy, here's how we fit into your repair process.

TL;DR

**You file your claim. We do the install.** Free written, line-itemed estimate you submit to your carrier. Full seamless aluminum gutter replacement after your claim is approved. 10-year workmanship warranty. We do not handle, file, or negotiate insurance claims for any homeowner.

[Free written estimate →](https://clienthub.getjobber.com/hubs/b7392efd-eb98-49b7-9077-712d133c7108/public/requests/4823418/new)
[Call (816) 469-9563](tel:+18164699563)

## What Premier Gutters KC actually does for storm-damaged gutters

We're a Kansas City gutter installation contractor. We're not affiliated with any insurance carrier and we are not a licensed public adjuster. Here's exactly what we do and don't do when storms hit a KC home:

**What we do**

- Free on-site inspection of storm damage — usually within 24–72 hours of a KC storm
- Photo documentation of every dented, bent, or pulled-loose gutter run
- Free written, line-itemed estimate — yours to submit to your carrier with your claim
- Available as your contractor of record if you invite us to your adjuster's inspection (your call, not required)
- Full gutter replacement once your carrier approves the claim — usually completed in 1–2 days
- 10-year written workmanship warranty registered to your address
**What we don't do**

- File your insurance claim for you
- Negotiate with insurance adjusters on your behalf
- Submit communications to your carrier on your behalf
- Accept assignment of insurance proceeds or bill your carrier directly
- Make promises about whether a specific claim will be paid or what amount will be covered
- Operate as a licensed public adjuster (we are not one)

In both Missouri and Kansas, only licensed public adjusters can negotiate or settle insurance claims on behalf of a homeowner. We respect that line.

## Carrier-specific pages for KC homeowners

Same approach for every Kansas City homeowner carrier. Pick yours for plain-language answers about coverage, deductibles, and how our gutter installation process fits into your claim:

[**State Farm**Storm-damaged gutters in KC](/insurance/state-farm/)
[**USAA**Military homeowner KC gutters](/insurance/usaa/)
[**Allstate**KC hail gutter repair](/insurance/allstate/)
[**Farmers Insurance**KC storm gutter contractor](/insurance/farmers-insurance/)
[**American Family**KC hail gutter replacement](/insurance/american-family/)
[**Liberty Mutual**KC storm gutter estimate](/insurance/liberty-mutual/)
[**Nationwide**KC hail damage gutter repair](/insurance/nationwide/)
[**Progressive Home**KC storm-damaged gutters](/insurance/progressive/)
[**Shelter Insurance**KC storm gutter contractor](/insurance/shelter-insurance/)
[**AAA Insurance**KC hail gutter replacement](/insurance/aaa-insurance/)

Don't see your carrier? Call (816) 469-9563. We work with all KC-area homeowner carriers the same way: you file, we inspect, you submit, we install.

## The basic process for any carrier

1. 1**You file your claim with your carrier.**Only the policyholder can file. Use your carrier's app, website, or claims phone line.
2. 2**We inspect & provide a free written estimate.**Usually within 24–72 hours of a storm. Photo documentation of every point of damage. Written, line-itemed estimate is yours to keep.
3. 3**You submit the estimate to your carrier.**If you want us present at your adjuster's inspection as your contractor of record, you can invite us. That's your choice.
4. 4**Your carrier approves the claim.**Settlement funds go directly to you, not us.
5. 5**We schedule and install your new gutters.**Most KC residential gutter installs complete in a single day. Premium .032 seamless aluminum, your color of choice, 10-year workmanship warranty.

## KC storm just hit? Get a free written estimate.

We'll come out within 24–72 hours, photograph the damage, and give you a free, written, line-itemed estimate. Yours to submit with your insurance claim.

[Get Free Estimate](https://clienthub.getjobber.com/hubs/b7392efd-eb98-49b7-9077-712d133c7108/public/requests/4823418/new)
[Call (816) 469-9563](tel:+18164699563)